:root{--bg:#faf9f6;--surface:#fff;--green:#1b4332;--green-light:#2d6a4f;--green-pale:#d8f3dc;--gold:#d4a017;--gold-light:#fff3cd;--text:#1a1a1a;--muted:#6b7280;--border:#e5e7eb;--red:#dc2626;--red-light:#fee2e2;--emerald:#059669;--emerald-light:#d1fae5;--shadow:0 2px 16px #00000012;--shadow-lg:0 8px 32px #0000001f;--radius:16px;--radius-sm:10px}*{box-sizing:border-box;margin:0;padding:0}body{background:#faf9f6;background:var(--bg);color:#1a1a1a;color:var(--text);font-family:Manrope,sans-serif;line-height:1.6;min-height:100vh}nav{background:#fff;background:var(--surface);border-bottom:1px solid #e5e7eb;border-bottom:1px solid var(--border);padding:0 24px;position:sticky;top:0;z-index:100}.nav-inner{align-items:center;display:flex;height:64px;justify-content:space-between;margin:0 auto;max-width:1100px}.logo{color:#1b4332;color:var(--green);cursor:pointer;font-family:Playfair Display,serif;font-size:1.4rem;font-weight:700;letter-spacing:-.02em;text-decoration:none}.logo span{color:#d4a017;color:var(--gold)}.nav-links{align-items:center;display:flex;gap:8px;list-style:none}.nav-links a,.nav-links button{background:none;border:none;border-radius:8px;color:#6b7280;color:var(--muted);cursor:pointer;display:block;font-family:Manrope,sans-serif;font-size:.9rem;font-weight:500;padding:8px 14px;text-decoration:none;transition:all .2s}.nav-links a:hover,.nav-links button:hover{background:#faf9f6;background:var(--bg);color:#1a1a1a;color:var(--text)}.nav-links a.active{color:#1b4332;color:var(--green);font-weight:700}.nav-dropdown{position:relative}.dropdown-menu{background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);box-shadow:0 8px 32px #0000001f;box-shadow:var(--shadow-lg);display:none;left:50%;min-width:270px;padding:16px 8px 8px;position:absolute;top:100%;transform:translateX(-50%);z-index:200}.dropdown-menu:before{content:"";height:16px;left:0;position:absolute;right:0;top:-16px}.nav-dropdown:hover .dropdown-menu{display:block}.dropdown-item{align-items:center;background:none;border:none;border-radius:8px;color:#1a1a1a;color:var(--text);cursor:pointer;display:flex;font-family:Manrope,sans-serif;font-size:.875rem;gap:12px;padding:10px 14px;text-align:left;text-decoration:none;transition:background .15s;width:100%}.dropdown-item:hover{background:#faf9f6;background:var(--bg)}.di-icon,.dropdown-item:hover{color:#1b4332;color:var(--green)}.di-icon{flex-shrink:0;height:20px;opacity:.7;width:20px}.currency-picker{background:#faf9f6;background:var(--bg);border:1.5px solid #e5e7eb;border:1.5px solid var(--border);border-radius:8px;color:#1a1a1a;color:var(--text);cursor:pointer;font-family:Manrope,sans-serif;font-size:.85rem;font-weight:700;outline:none;padding:6px 10px;transition:border-color .2s}.currency-picker:focus{border-color:#1b4332;border-color:var(--green)}.ad-slot-wrap{margin:32px 0;min-height:90px;width:100%}.hero{background:#1b4332;background:var(--green);color:#fff;overflow:hidden;padding:80px 24px 100px;position:relative}.hero:before{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='a'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23a)' opacity='.05'/%3E%3C/svg%3E");content:"";inset:0;opacity:.4;pointer-events:none;position:absolute}.hero-inner{margin:0 auto;max-width:1100px;position:relative}.hero-badge{align-items:center;background:#ffffff1f;border:1px solid #fff3;border-radius:100px;display:inline-flex;font-size:.8rem;font-weight:600;gap:6px;letter-spacing:.05em;margin-bottom:24px;padding:6px 16px;text-transform:uppercase}.hero h1{font-family:Playfair Display,serif;font-size:clamp(2.2rem,5vw,3.8rem);font-weight:700;letter-spacing:-.02em;line-height:1.15;margin-bottom:20px;max-width:620px}.hero h1 em{color:#d4a017;color:var(--gold);font-style:normal}.hero p{font-size:1.15rem;margin-bottom:36px;max-width:520px;opacity:.85}.trust-pills{display:flex;flex-wrap:wrap;gap:12px;margin-top:12px}.trust-pill{align-items:center;background:#ffffff1a;border-radius:100px;display:flex;font-size:.82rem;font-weight:500;gap:6px;padding:6px 14px}.trust-pill:before{color:#d4a017;color:var(--gold);content:"✓";font-weight:700}.section{margin:0 auto;max-width:1100px;padding:60px 24px}.section-title{font-family:Playfair Display,serif;font-size:1.8rem;font-weight:600;letter-spacing:-.02em;margin-bottom:8px}.section-sub{color:#6b7280;color:var(--muted);margin-bottom:40px}.calc-grid{grid-gap:20px;display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(300px,1fr))}.calc-card{background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:16px;border-radius:var(--radius);color:inherit;cursor:pointer;display:flex;flex-direction:column;gap:12px;overflow:hidden;padding:28px;position:relative;text-decoration:none;transition:all .25s}.calc-card:after{background:#1b4332;background:var(--green);bottom:0;content:"";left:0;opacity:0;position:absolute;top:0;transition:opacity .25s;width:4px}.calc-card:hover{border-color:#1b4332;border-color:var(--green);box-shadow:0 8px 32px #0000001f;box-shadow:var(--shadow-lg);transform:translateY(-3px)}.calc-card:hover:after{opacity:1}.calc-icon{align-items:center;background:#d8f3dc;background:var(--green-pale);border-radius:10px;color:#1b4332;color:var(--green);display:flex;flex-shrink:0;height:44px;justify-content:center;transition:all .25s;width:44px}.calc-icon svg{height:22px;width:22px}.calc-card:hover .calc-icon{background:#1b4332;background:var(--green);color:#fff}.calc-card h3{font-family:Playfair Display,serif;font-size:1.1rem;font-weight:600;letter-spacing:-.01em}.calc-card p{color:#6b7280;color:var(--muted);flex:1 1;font-size:.875rem;line-height:1.5}.calc-arrow{align-items:center;color:#1b4332;color:var(--green);display:flex;font-size:.85rem;font-weight:600;gap:4px;margin-top:4px}.calc-page{margin:0 auto;max-width:800px;padding:40px 24px 80px}.breadcrumb{align-items:center;color:#6b7280;color:var(--muted);display:flex;flex-wrap:wrap;font-size:.82rem;gap:8px;margin-bottom:32px}.breadcrumb a{color:#1b4332;color:var(--green);font-weight:600;text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.calc-page-title{font-family:Playfair Display,serif;font-size:clamp(1.6rem,4vw,2.4rem);font-weight:700;letter-spacing:-.02em;line-height:1.2;margin-bottom:12px}.calc-page-desc{color:#6b7280;color:var(--muted);margin-bottom:36px;max-width:600px}.calculator-box{background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:16px;border-radius:var(--radius);box-shadow:0 2px 16px #00000012;box-shadow:var(--shadow);margin-bottom:24px;overflow:hidden}.calc-inputs{border-bottom:1px solid #e5e7eb;border-bottom:1px solid var(--border);padding:32px}.calc-results{background:#faf9f6;background:var(--bg);padding:32px}.input-group{margin-bottom:24px}.input-label{align-items:center;display:flex;justify-content:space-between;margin-bottom:10px}.input-label span:first-child{font-size:.875rem;font-weight:600}.input-value{background:#d8f3dc;background:var(--green-pale);border-radius:100px;color:#1b4332;color:var(--green);font-size:.875rem;font-weight:700;padding:3px 10px}input[type=range]{appearance:none;background:#e5e7eb;background:var(--border);border-radius:100px;cursor:pointer;height:6px;outline:none;width:100%}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:#1b4332;background:var(--green);border-radius:50%;box-shadow:0 2px 6px #1b43324d;cursor:pointer;height:20px;-webkit-transition:transform .15s;transition:transform .15s;width:20px}input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.2)}input[type=number],input[type=text],select{-moz-appearance:textfield;background:#fff;background:var(--surface);border:1.5px solid #e5e7eb;border:1.5px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);color:#1a1a1a;color:var(--text);font-family:Manrope,sans-serif;font-size:.95rem;outline:none;padding:10px 14px;transition:border-color .2s;width:100%}input[type=number]:focus,select:focus{border-color:#1b4332;border-color:var(--green)}input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none}.date-input{background:#fff;background:var(--surface);border:1.5px solid #e5e7eb;border:1.5px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);color:#1a1a1a;color:var(--text);cursor:pointer;font-family:Manrope,sans-serif;font-size:.95rem;outline:none;padding:10px 14px;transition:border-color .2s;width:100%}.date-input:focus{border-color:#1b4332;border-color:var(--green)}.number-input-wrap{align-items:center;background:#fff;background:var(--surface);border:1.5px solid #e5e7eb;border:1.5px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);display:flex;overflow:hidden;transition:border-color .2s}.number-input-wrap:focus-within{border-color:#1b4332;border-color:var(--green)}.number-input-prefix,.number-input-suffix{background:#faf9f6;background:var(--bg);border:none;color:#6b7280;color:var(--muted);font-size:.95rem;font-weight:600;padding:10px 12px;-webkit-user-select:none;user-select:none}.number-input-prefix{border-right:1.5px solid #e5e7eb;border-right:1.5px solid var(--border)}.number-input-suffix{border-left:1.5px solid #e5e7eb;border-left:1.5px solid var(--border)}.number-input{-moz-appearance:textfield;background:#fff;background:var(--surface);border:none!important;border-radius:0!important;color:#1a1a1a;color:var(--text);flex:1 1;font-family:Manrope,sans-serif;font-size:.95rem;outline:none;padding:10px 14px}.number-input::-webkit-inner-spin-button{-webkit-appearance:none}.toggle-group{background:#faf9f6;background:var(--bg);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);display:flex;gap:4px;margin-top:8px;padding:4px}.toggle-btn{background:#0000;border:none;border-radius:7px;color:#6b7280;color:var(--muted);cursor:pointer;flex:1 1;font-family:Manrope,sans-serif;font-size:.85rem;font-weight:600;padding:8px;transition:all .2s}.toggle-btn.active{background:#fff;background:var(--surface);box-shadow:0 1px 4px #0000001a;color:#1b4332;color:var(--green)}.result-headline{color:#6b7280;color:var(--muted);font-size:.8rem;font-weight:600;letter-spacing:.1em;margin-bottom:8px;text-transform:uppercase}.result-big{color:#1b4332;color:var(--green);font-family:Playfair Display,serif;font-size:clamp(2rem,5vw,3rem);font-weight:700;letter-spacing:-.02em;line-height:1;margin-bottom:4px}.result-sub{color:#6b7280;color:var(--muted);font-size:.875rem;margin-bottom:24px}.result-grid{grid-gap:16px;display:grid;gap:16px;grid-template-columns:1fr 1fr;margin-top:20px}.result-item{background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);padding:16px}.result-item-label{color:#6b7280;color:var(--muted);font-size:.78rem;font-weight:500;margin-bottom:4px}.result-item-value{font-size:1.2rem;font-weight:700}.result-item.good{background:#d1fae5;background:var(--emerald-light);border-color:#059669;border-color:var(--emerald)}.result-item.good .result-item-value{color:#059669;color:var(--emerald)}.result-item.bad{background:#fee2e2;background:var(--red-light);border-color:#dc2626;border-color:var(--red)}.result-item.bad .result-item-value{color:#dc2626;color:var(--red)}.result-item.warn{background:#fff3cd;background:var(--gold-light);border-color:#d4a017;border-color:var(--gold)}.result-item.warn .result-item-value{color:#92600a}.status-badge{align-items:center;border-radius:100px;display:inline-flex;font-size:.875rem;font-weight:700;gap:6px;margin-bottom:20px;padding:8px 16px}.status-good{background:#d1fae5;background:var(--emerald-light);color:#059669;color:var(--emerald)}.status-warn{background:#fff3cd;background:var(--gold-light);color:#92600a}.status-bad{background:#fee2e2;background:var(--red-light);color:#dc2626;color:var(--red)}.insight-box{background:#1b4332;background:var(--green);border-radius:16px;border-radius:var(--radius);color:#fff;margin:24px 0;overflow:hidden;padding:24px 28px;position:relative}.insight-box:before{content:"💡";font-size:1.5rem;opacity:.5;position:absolute;right:20px;top:20px}.insight-title{font-size:.8rem;font-weight:700;letter-spacing:.08em;margin-bottom:8px;opacity:.7;text-transform:uppercase}.insight-text{font-size:.925rem;line-height:1.6;opacity:.92}.input-value-edit{align-items:center;background:#1b4332;background:var(--green);border-radius:100px;display:inline-flex;gap:2px;padding:2px 8px}.unit-hint{color:#fff;font-size:.8rem;font-weight:700}.inline-number-input{-moz-appearance:textfield!important;background:#0000!important;border:none!important;color:#fff!important;font-family:Manrope,sans-serif!important;font-size:.875rem!important;font-weight:700!important;outline:none!important;padding:0 2px!important;text-align:center;width:80px!important}.inline-number-input::-webkit-inner-spin-button{-webkit-appearance:none}.progress-bar-wrap{background:#e5e7eb;background:var(--border);border-radius:100px;height:8px;margin:16px 0;overflow:hidden}.progress-bar-fill{border-radius:100px;height:100%;transition:width .5s ease}.affiliate-section{margin:32px 0}.affiliate-title{color:#6b7280;color:var(--muted);font-size:.75rem;font-weight:600;letter-spacing:.1em;margin-bottom:14px;text-transform:uppercase}.affiliate-cards{grid-gap:12px;display:grid;gap:12px}.affiliate-card{align-items:center;background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);cursor:pointer;display:flex;gap:16px;justify-content:space-between;padding:16px 20px;transition:all .2s}.affiliate-card:hover{border-color:#1b4332;border-color:var(--green);box-shadow:0 2px 16px #00000012;box-shadow:var(--shadow)}.aff-text{flex:1 1}.aff-label{color:#6b7280;color:var(--muted);font-size:.65rem;letter-spacing:.08em;margin-bottom:2px;text-transform:uppercase}.aff-name{font-size:.95rem;font-weight:700}.aff-desc{color:#6b7280;color:var(--muted);font-size:.8rem}.aff-cta{background:#1b4332;background:var(--green);border:none;border-radius:8px;color:#fff;cursor:pointer;font-family:Manrope,sans-serif;font-size:.8rem;font-weight:700;padding:8px 14px;transition:background .2s;white-space:nowrap}.aff-cta:hover{background:#2d6a4f;background:var(--green-light)}.faq-section{margin:48px 0 0}.faq-title{font-family:Playfair Display,serif;font-size:1.4rem;font-weight:600;margin-bottom:20px}.faq-item{border-bottom:1px solid #e5e7eb;border-bottom:1px solid var(--border)}.faq-q{align-items:center;background:none;border:none;color:#1a1a1a;color:var(--text);cursor:pointer;display:flex;font-family:Manrope,sans-serif;font-size:.95rem;font-weight:600;gap:16px;justify-content:space-between;padding:18px 0;text-align:left;width:100%}.faq-icon{color:#6b7280;color:var(--muted);font-size:1.1rem;transition:transform .25s}.faq-icon.open{transform:rotate(45deg)}.faq-a{color:#6b7280;color:var(--muted);font-size:.9rem;line-height:1.7;padding-bottom:18px}.share-section{background:linear-gradient(135deg,#1b4332,#0f2a1f);background:linear-gradient(135deg,var(--green) 0,#0f2a1f 100%);border-radius:16px;margin:24px 0;padding:28px;text-align:center}.share-title{color:#fff;font-family:Playfair Display,serif;font-size:1.3rem;font-weight:700;margin-bottom:6px}.share-subtitle{color:#ffffffa6;font-size:.875rem;margin-bottom:20px}.share-trigger-btn{align-items:center;background:#d4a017;border:none;border-radius:100px;color:#1b4332;cursor:pointer;display:inline-flex;font-family:Manrope,sans-serif;font-size:.95rem;font-weight:800;gap:10px;padding:13px 28px;transition:transform .15s,opacity .15s}.share-trigger-btn:hover{opacity:.92;transform:translateY(-2px)}.share-modal-overlay{align-items:center;background:#000000a6;display:flex;inset:0;justify-content:center;padding:20px;position:fixed;z-index:1000}.share-modal{background:#fff;background:var(--surface);border-radius:20px;box-shadow:0 24px 60px #0000004d;max-width:480px;padding:32px 28px 28px;position:relative;width:100%}.share-modal-close{align-items:center;background:#e5e7eb;background:var(--border);border:none;border-radius:50%;color:#6b7280;color:var(--muted);cursor:pointer;display:flex;height:36px;justify-content:center;position:absolute;right:16px;top:16px;transition:background .15s;width:36px}.share-modal-close:hover{background:#d1d5db}.share-modal-title{color:#1a1a1a;color:var(--text);font-family:Playfair Display,serif;font-size:1.35rem;font-weight:700;margin-bottom:4px}.share-modal-subtitle{color:#6b7280;color:var(--muted);font-size:.85rem;margin-bottom:18px}.share-modal-preview{border-radius:12px;box-shadow:0 2px 16px #00000012;box-shadow:var(--shadow);display:block;margin-bottom:20px;width:100%}.share-modal-buttons{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}.share-btn-copy,.share-btn-fb,.share-btn-tw,.share-btn-wa{align-items:center;border:none;border-radius:100px;cursor:pointer;display:flex;font-family:Manrope,sans-serif;font-size:.875rem;font-weight:700;gap:7px;padding:10px 18px;transition:transform .15s,opacity .15s}.share-btn-copy:hover,.share-btn-fb:hover,.share-btn-tw:hover,.share-btn-wa:hover{opacity:.9;transform:translateY(-2px)}.share-btn-fb{background:#1877f2;color:#fff}.share-btn-tw{background:#000;color:#fff}.share-btn-wa{background:#25d366;color:#fff}.share-btn-copy{background:#e5e7eb;background:var(--border);color:#1a1a1a;color:var(--text)}.compare-grid{grid-gap:16px;display:grid;gap:16px;grid-template-columns:1fr 1fr;margin:20px 0}.compare-card{background:#fff;background:var(--surface);border:2px solid #e5e7eb;border:2px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);padding:20px;text-align:center;transition:all .3s}.compare-card.winner{background:#d8f3dc;background:var(--green-pale);border-color:#1b4332;border-color:var(--green)}.winner-label{color:#1b4332;color:var(--green);font-size:.7rem;font-weight:700;letter-spacing:.1em;margin-bottom:4px;text-transform:uppercase}.compare-card h4{font-size:.875rem;font-weight:700;margin-bottom:8px}.big-num{color:#1b4332;color:var(--green);font-family:Playfair Display,serif;font-size:1.6rem;font-weight:700}.milestones{display:flex;flex-direction:column;gap:12px;margin-top:20px}.milestone{align-items:center;background:#fff;background:var(--surface);border:1px solid #e5e7eb;border:1px solid var(--border);border-radius:10px;border-radius:var(--radius-sm);display:flex;gap:14px;padding:14px 18px}.milestone-dot{border-radius:50%;flex-shrink:0;height:12px;width:12px}.milestone-label{color:#6b7280;color:var(--muted);flex:1 1;font-size:.875rem}.milestone-value{font-size:.95rem;font-weight:700}.fx-hero{background:#1b4332;background:var(--green);color:#fff;overflow:hidden;padding:60px 24px 80px;position:relative}.fx-hero:before{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='a'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.75' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23a)' opacity='.05'/%3E%3C/svg%3E");content:"";inset:0;opacity:.4;pointer-events:none;position:absolute}.fx-hero-inner{margin:0 auto;max-width:800px;position:relative}.fx-badge{align-items:center;background:#ffffff1f;border:1px solid #fff3;border-radius:100px;display:inline-flex;font-size:.75rem;font-weight:600;letter-spacing:.06em;margin-bottom:18px;padding:5px 14px;text-transform:uppercase}.fx-hero h1{font-family:Playfair 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